Exploring subtle meanings of words that my previous, naive self ignored, I believe State Farm is a mocking allusion to “Animal Farm,” by George Orwell. The modern day Company Store requires its dues.

Let’s say I pay the Company Store $100 each month to insure my truck. Over the course of forty years, I’ve spent nearly $50,000 for insurance because I was legally required to. It’s like a tribute to the mob, only the criminals have made it appear respectable by making it law.

My hundred dollars contributed to a market fund compounding annually at 8% would be worth $350, 000 now. That is plenty of funds for any kind of emergency I may have in life. Compounded annually in a 12% Market ETF, my money may be worth over a million dollars already.

So, I am the Animal in this farm scenario. I handed over valuable income that could be emergency funds and retirement money to the “State” Farm. So, they could watch it grow into staggering amounts of money which must far outweigh the payouts they give. Otherwise, they wouldn’t continue to do it.

Compulsory payouts to the Company Store. That’s the State Farm. No wonder the animals are trying to destroy it.